Your home is the most valuable and expensive of all your possessions. Unfortunately, earthquakes and other natural disasters can produce widespread destruction that might damage your home's foundation. To safeguard yourself and your home against such contingencies, home insurance via home insurance companies in new york is an absolute need. To appreciate home insurance, it is necessary first to know what it is and why you need it. A house insurance policy can be purchased from the best insurance company in NY , during which it will be in force. Homeowner's insurance is also a term contract. Therefore, the insurance coverage can be renewed after the first term ends. This article has discussed the advantages below of why you need home insurance. Reasons Why You Need Home Insurance Protects Liability Liability protection from homeowner's insurance protects you from lawsuits filed by injured visitors or other parties resulting from accidents or dam...