Eric Funk Agency

      Navigating the fast-paced and unpredictable world of New York City requires more than just determination and hustle—it demands smart protection for your assets, health, business, and future. That’s where trusted Insurance Brokers in NYC come in. At E. A. Funk And Associates, Inc. , we bring decades of local knowledge, unmatched industry insight, and a commitment to personalized service to help New Yorkers secure what matters most. What Does an Insurance Broker Do? Unlike a direct insurer who sells products from one company, an insurance broker works on behalf of clients to find the best policies across multiple carriers. Think of us as your advocate and guide—someone who understands your unique risks and shops around for the best coverage and rates. Whether you need personal insurance like auto, home, renters, or life insurance—or complex business insurance to protect your commercial ventures—insurance brokers streamline the process. We eliminate the gue...

Owning a home in New York is a significant milestone—whether it's a suburban retreat in Long Island, a brownstone in Brooklyn, or a cozy cottage in upstate New York. Alongside the pride of ownership comes the responsibility of protecting your investment. That’s where a trusted NY home insurance agency like E. A. Funk And Associates, Inc. becomes essential. In this post, we’ll explore what sets a high-quality home insurance agency apart, why local expertise matters in New York, and how E. A. Funk And Associates, Inc. delivers peace of mind with every policy. What is a NY Home Insurance Agency? A NY home insurance agency specializes in helping New York homeowners obtain the right property coverage. From fire and theft to liability and storm damage, homeowners insurance provides a financial safety net in the face of unexpected events. While national insurance providers offer broad coverage, working with a local NY home insurance agency gives you an edge. Agencies like E. A. Fu...

Introduction Purchasing a home is one of the most significant investments of your life. So, to ensure that your investment is adequately covered and your family protected from financial despair after a disaster, buying a home insurance policy is an essential step. Also, home insurance is necessary when you apply for a home loan.   However, finding the right home insurance companies in New York to buy the insurance policy may feel daunting.  Luckily, the guide helps you understand the proper policy and coverage selections. How to Shop for Home Insurance  Buying home insurance may be simpler than you think. Depending on your NY home insurance agency , you can purchase home insurance entirely online. The steps below are a great starting point if you're wondering how to buy home insurance and what coverage you need. Determine your needs  The primary coverage on a home insurance policy is the dwelling coverage or coverage A. Most home insurance companies in New York...

Your home is the most valuable and expensive of all your possessions. Unfortunately, earthquakes and other natural disasters can produce widespread destruction that might damage your home's foundation.  To safeguard yourself and your home against such contingencies, home insurance via home insurance companies in new york is an absolute need. To appreciate home insurance, it is necessary first to know what it is and why you need it.  A house insurance policy can be purchased from the best  insurance company in NY ,  during which it will be in force. Homeowner's insurance is also a term contract. Therefore, the insurance coverage can be renewed after the first term ends.  This article has discussed the advantages below of why you need home insurance.  Reasons Why You Need Home Insurance  Protects Liability Liability protection from homeowner's insurance protects you from lawsuits filed by injured visitors or other parties resulting from accidents or dam...

Car insurance is a must because it is required by law and protects you financially against bad things that could happen to your car.  Make sure you get the greatest car insurance policy, whether you're required to carry a Third-party Car Insurance agency New York or want the complete coverage of Comprehensive Car Insurance. Purchasing car insurance is an excellent first step in protecting your dream car from potential harm caused by an accident or a natural disaster.  Research the various car insurance company in NY plans available to you before committing to one. Read on for helpful hints about finding the right car insurance policy for you. Helpful Suggests for Deciding on the Best Car Insurance ● Choose an Appropriate Cover There are two main categories of car insurance: comprehensive and third-party liability. Cause harm to another person's or business's vehicle or property, and your insurance policy covers the damage.  You will only be responsible for paying their m...