Eric Funk Agency

If you are a motorist with a car registered in New York, you must have a car insurance policy that meets the state-mandated minimum coverage. If you don't, you risk having your vehicle registration and driver's license suspended.  However, choosing the right car insurance policy can be overwhelming with so many options. The auto insurance company in New York offers various products that make buying car insurance challenging.  No worries; the blog post here covers the five essential auto insurance coverage options for New York drivers.  Types of Auto Insurance Coverage Bodily Injury Liability It covers the expenses related to the injury or death of another driver or pedestrian due to your fault. The minimum limit of the bodily injury liability coverage mandated by New York's Vehicle and Traffic Law is $25,000 per person or $50,000 per accident. However, most people in New York choose to raise their limits to 100/300, but it varies by auto insurance company in New York and...

Introduction  If you're a business owner in New York, you know that running a successful enterprise involves taking on a certain amount of risk. Many potential hazards can threaten your business's financial health, from accidents and injuries to lawsuits and legal disputes. It is where business liability insurance comes in - it's a critical tool to mitigate the costs and legal expenses from unexpected liabilities and ensure that you can continue operating even in the face of adversity. Here we will discuss what you need to know about business liability insurance NY and how to choose the right policy.  What Is Business Liability Insurance? Business liability insurance NY is a type of insurance that protects the financial interests of companies and business owners in the event of a lawsuit or other liability claim. Depending on the specific policy, business liability insurance can cover various risks, including bodily injury, property damage, advertising injury, and legal d...