Eric Funk Agency

Protect your business from unexpected risks with tailored business liability insurance from Eric Funk Agency in New York. From general liability to specialized industry coverage, our policies are designed to safeguard your operations, assets, and reputation. Whether you run a small business or a large enterprise, we ensure you have the right protection to handle potential claims and legal expenses. Trust our experienced team to provide affordable and reliable coverage for your peace of mind. Contact us today for a free quote and take the first step toward securing your business's future. 

  How come your neighbor with the same model house as yours is paying less than you are paying for  home insurance ? It’s certainly not because they make more money than you or are smarter than you. The probability of you filing a claim has a lot to do with determining the amount you will pay for home insurance. Risk Assessment Insurance companies do not play favorites when determining your premium. They look at many different variables to assess the probability of you filing a claim and the likely amount of that claim. While far from an exact science, each insurance company has an algorithm that helps predict risk. The reason you might pay more than your neighbor for home insurance is directly related to how you are scored for risk. House with car in Driveway The Insurance Company You Choose Each insurance company has their own way of determining risk. They may place a greater weight on the age of a house instead of the age of the owner. The may reward you with a lower premiu...