Eric Funk Agency

  How come your neighbor with the same model house as yours is paying less than you are paying for  home insurance ? It’s certainly not because they make more money than you or are smarter than you. The probability of you filing a claim has a lot to do with determining the amount you will pay for home insurance. Risk Assessment Insurance companies do not play favorites when determining your premium. They look at many different variables to assess the probability of you filing a claim and the likely amount of that claim. While far from an exact science, each insurance company has an algorithm that helps predict risk. The reason you might pay more than your neighbor for home insurance is directly related to how you are scored for risk. House with car in Driveway The Insurance Company You Choose Each insurance company has their own way of determining risk. They may place a greater weight on the age of a house instead of the age of the owner. The may reward you with a lower premiu...

 Secure your family’s future with the help of a trusted life insurance agent in New York at E. A. Funk And Associates, Inc. We specialize in providing tailored life insurance solutions, including term, whole, and universal life policies, to protect what matters most. Whether you’re planning for your children’s education, paying off a mortgage, or ensuring your loved ones’ financial stability, our experienced agents are here to guide you every step of the way. Let us customize a plan that fits your unique needs and budget. Contact us today for personalized service and a free consultation!

Ride confidently and protect your investment with tailored motorcycle insurance in New York from E. A. Funk And Associates, Inc., a trusted NY insurance agency. Whether you’re cruising scenic routes or navigating urban streets, our customized policies provide coverage for accidents, theft, liability, and more. We understand the unique risks motorcyclists face in New York and work to secure affordable options without compromising on protection. Let our experienced team help you find the perfect coverage for your bike and budget. Contact us today for a free quote and ride with peace of mind.

Ride with confidence in New York with comprehensive Motorcycle Insurance in NY from E. A. Funk And Associates, Inc. Since 1976, we have been dedicated to providing personalized coverage options tailored to your specific needs as a motorcyclist. Whether you own a cruiser, sportbike, or touring motorcycle, our experienced team understands the unique risks of riding and is here to help protect you from accidents, theft, and liability. Enjoy the open road with peace of mind, knowing you’re covered by a trusted, family-owned agency. Contact us today for a free quote and get the right motorcycle insurance that keeps you safe on your journeys! 

Protect your business on the road with reliable commercial auto insurance in New York from E. A. Funk And Associates, Inc. Serving New York since 1976, we understand the unique needs of businesses in the area. Our tailored coverage options ensure that your vehicles, drivers, and cargo are safeguarded against accidents, theft, and liability. Whether you operate a single vehicle or manage a fleet, our experienced team will work with you to find the right policy to fit your business's needs and budget. Trust our local expertise to keep your business moving safely and securely. Contact us today for a free quote and take the first step toward comprehensive protection.

Protect your business with comprehensive liability insurance in New York from E. A. Funk And Associates, Inc. Serving New York since 1976, our expert team specializes in creating tailored liability insurance policies that safeguard your business from unforeseen risks. Whether you need general liability, professional liability, or product liability coverage, we’ll work with you to find the best solution for your unique needs. Trust a second-generation, family-owned agency to provide the protection and peace of mind your business deserves. 

Looking for the right insurance coverage? E.A. Funk & Associates, a trusted insurance broker in New York , offers personalized solutions for individuals and businesses. Whether it's auto, home, life, or commercial insurance, our experienced team works with you to find the best coverage that suits your needs and budget. Let us guide you through the process and provide peace of mind with comprehensive protection. Contact us at (631) 467-4747 or visit our website for a free consultation.