Eric Funk Agency

      Navigating the fast-paced and unpredictable world of New York City requires more than just determination and hustle—it demands smart protection for your assets, health, business, and future. That’s where trusted Insurance Brokers in NYC come in. At E. A. Funk And Associates, Inc. , we bring decades of local knowledge, unmatched industry insight, and a commitment to personalized service to help New Yorkers secure what matters most. What Does an Insurance Broker Do? Unlike a direct insurer who sells products from one company, an insurance broker works on behalf of clients to find the best policies across multiple carriers. Think of us as your advocate and guide—someone who understands your unique risks and shops around for the best coverage and rates. Whether you need personal insurance like auto, home, renters, or life insurance—or complex business insurance to protect your commercial ventures—insurance brokers streamline the process. We eliminate the gue...

Owning a home in New York is a significant milestone—whether it's a suburban retreat in Long Island, a brownstone in Brooklyn, or a cozy cottage in upstate New York. Alongside the pride of ownership comes the responsibility of protecting your investment. That’s where a trusted NY home insurance agency like E. A. Funk And Associates, Inc. becomes essential. In this post, we’ll explore what sets a high-quality home insurance agency apart, why local expertise matters in New York, and how E. A. Funk And Associates, Inc. delivers peace of mind with every policy. What is a NY Home Insurance Agency? A NY home insurance agency specializes in helping New York homeowners obtain the right property coverage. From fire and theft to liability and storm damage, homeowners insurance provides a financial safety net in the face of unexpected events. While national insurance providers offer broad coverage, working with a local NY home insurance agency gives you an edge. Agencies like E. A. Fu...

Life insurance is one of the most important financial tools you can have, yet it remains one of the most misunderstood. Whether you're just starting your career, raising a family, or planning your legacy, having the right life insurance coverage can make all the difference. If you're feeling overwhelmed by the choices, you're not alone. That’s why working with a Life Insurance Agent in New York is one of the smartest decisions you can make. At E.A. Funk And Associates Inc. , we understand that life insurance isn’t a one-size-fits-all solution. Every person and every family has unique financial goals, needs, and concerns. In this blog, we'll break down the basics of life insurance, explore your options, and explain how a knowledgeable agent can help guide you through the process. Why Life Insurance Is Essential in NYC Living in New York City comes with its own set of financial pressures. From high living costs to long-term planning needs, ensuring that your loved ones a...

  Secure your family’s future with personalized life insurance policies from Eric Funk Agency, a trusted   life insurance company in New York . Whether you’re looking for term life, whole life, or other coverage options, our expert team will help you find the perfect policy to protect your loved ones and financial goals. Let us provide peace of mind and financial security tailored to your needs. Contact us today for a free consultation!

Protect your business from unexpected risks with tailored business liability insurance from Eric Funk Agency in New York. From general liability to specialized industry coverage, our policies are designed to safeguard your operations, assets, and reputation. Whether you run a small business or a large enterprise, we ensure you have the right protection to handle potential claims and legal expenses. Trust our experienced team to provide affordable and reliable coverage for your peace of mind. Contact us today for a free quote and take the first step toward securing your business's future. 

  How come your neighbor with the same model house as yours is paying less than you are paying for  home insurance ? It’s certainly not because they make more money than you or are smarter than you. The probability of you filing a claim has a lot to do with determining the amount you will pay for home insurance. Risk Assessment Insurance companies do not play favorites when determining your premium. They look at many different variables to assess the probability of you filing a claim and the likely amount of that claim. While far from an exact science, each insurance company has an algorithm that helps predict risk. The reason you might pay more than your neighbor for home insurance is directly related to how you are scored for risk. House with car in Driveway The Insurance Company You Choose Each insurance company has their own way of determining risk. They may place a greater weight on the age of a house instead of the age of the owner. The may reward you with a lower premiu...

 Secure your family’s future with the help of a trusted life insurance agent in New York at E. A. Funk And Associates, Inc. We specialize in providing tailored life insurance solutions, including term, whole, and universal life policies, to protect what matters most. Whether you’re planning for your children’s education, paying off a mortgage, or ensuring your loved ones’ financial stability, our experienced agents are here to guide you every step of the way. Let us customize a plan that fits your unique needs and budget. Contact us today for personalized service and a free consultation!